Real Estate Blog

With the holiday season in full swing, it is the perfect time to get the family together to see all of the beautiful Christmas lights in your local community. Make sure to check out all of these displays to get into the holiday spirit.

  • Belardo Lights – you do not want to miss out on the one-house masterpiece at 5306 N. Belardo Dr. The design started in 2006 as a way for the family to create a light show for their two autistic sons. The lights dance in unison to music that is played on a special radio station that you can listen to while looking at the lights.
  • Garrison Street in Point Loma allows you to take a leisurely stroll down the street to enjoy all of the massive lights the line the road. Getting out of your car allows you to fully enjoy
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If you are thinking about buying a home, there is no better time than now. If you think that you are ready to invest in a new home, keep these reasons in mind why there has never been a better time.

  • Prices are right – even though home prices are still rising, they are not rising as rapidly as they have been in the past, which means you will be able to get a home for a good deal.
  • Rates are low – interest rates for home loans are at an all-time low, around 4 percent, which will help you save thousands of dollars over the life of your loan.
  • Softer loan requirements – loan companies are not sticking to such strict regulations for loans, meaning that more people can qualify for a loan.

Contact The Alan Shafran Group for all of your home

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When selling your home, you want to make sure that you are putting your home on the market for the right price. Looking at your neighbor’s houses is one of the best ways to make sure that you are pricing your home right. Keep these tips in mind to ensure that your home will sell as fast as possible.

  • Compare apples to apples – every home in a neighborhood is different, so make sure that you are not comparing your home to a home that is completely different.
  • Look at the competition – visit a couple open houses in the area to see what is currently on the market. This will give you a good idea of what your home has that others do not, which can be a strong selling point.
  • Learn from your neighbor’s mistakes – if there are homes in your area that
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With the holiday season here, you may find yourself planning a last minute holiday party for all of your friends and family. Keep this last minute checklist in mind to ensure that you are ready when your guests start arriving.

  • De-clutter and sweep your porch and walkway. Shake out your doormat to give your guests a clear path into your home.
  • Make room in your coat closet. Chances are, your guests will be bundled up. Clear out some of your coats in your coat closet to make room for all of your guest’s coats.
  • Freshen up your bathroom. Clear everything off of your counter and give it a quick wipe down. Make sure there is enough soap and toilet paper in visible areas for your guests to use.

For all of your North San Diego County real estate

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Keeping your floors looking their best can help ensure that your home is always welcoming. Keep these simple floor maintenance tips in mind to keep your floors looking like new:

  • Doormats – lay down doormats at all of the entrances into your home. Dust, dirt, and grime that is tracked in from the outside can quickly and easily ruin your floor.
  • Shoes – have everyone take off their shoes at the door so that whatever is on the bottom of their shoes does not get tracked into your home.
  • Clean – regularly cleaning your floor will not only keep them in good shape, but it will also help to keep your home cleaner overall.
  • Spills – if something is accidently spilled on your floor, clean it up immediately to ensure that it does as little damage as
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Drapes are a great way to add privacy to your home and cover unwanted views. However, if your home has beautiful views that you are missing out on because of drapes, you may want to ditch them all together. There are many other ways to dress up your windows to help accent your view, including:

  • Black sashes – choosing black sashes, the part that holds each window frame in place, creates a dramatic effect with your windows without having to add anything else.
  • Elegant moldings – adding moldings around your windows is much easier and less expensive than adding molding throughout your whole house, but can still add an elegant touch.
  • Shelves – adding shelves across your windows, especially in the kitchen will allow you to showcase your favorite
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A home inspection is one of the most important parts of the home buying process, because it will let you know if there are any problems with the home. When getting a home inspection, it is important to make sure you know what could be a serious or expensive problem. Look out for these common problems during your home inspection.

  • Sloping grade. If the land around the home is sloping towards the home, it can lead to wet crawlspaces, or cracking of the foundation.
  • Electrical wiring. It is not uncommon for older houses to use extension cords to run power through different rooms, but it is very dangerous, and can be expensive to fix.
  • Roof issues. A roof that was not properly installed can potentially mean that the entire roof has to be replaced,
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Buying a new house is one of the biggest financial investments you will make in your life, which is why it is important to make sure that you work with the right real estate team. Here at The Alan Shafran Group, we have put together a list of things we guarantee:

  • You will get all the listings – your real estate agent will keep you up to date on all of the new listings that hit the market each day to ensure you do not miss out on the home of your dreams.
  • You will get inside information – your real estate agent will provide important information about the home, including the neighborhood, utilities, zoning issues, and any plans for nearby development.
  • You will have a professional on your side – your real estate agent will represent you, which
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Buying your first home is one of the most exciting times in your life. It is also one of the biggest financial decisions you will ever make, which is why it is important to know what you are getting into. Make sure to ask yourself these 3 first-time homebuyer questions when looking for a home.

  1. What can you afford? It is important to keep in mind that the cost of a home is much more than just the mortgage payment. Make sure to factor in utility bills and maintenance costs.
  2. What is your debt to income ratio? Your lender will want to know what your debt to income ratio is when you are applying for a loan. Make sure that your overall debt is never more than 40 percent, and your housing debt is never more than 32 percent.
  3. What do you need and want?
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One of the most important steps in buying a home is to know how much you can afford. Luckily, our mortgage calculator is an easy tool that can be used to figure out exactly how much you can spend on your next home.

The mortgage calculator can be used to figure out what the monthly mortgage payment will be for a home based on the sale price of the home, your down payment percentage, loan term desired, and the interest rate of the loan. Our calculator also goes a step further by factoring in the Private Mortgage Insurance, or PMI, for loans that have less than a 20 percent down payment. It also takes into the consideration the property taxes in the area, as it will affect the monthly mortgage payment.

 Contact The Alan Shafran Group for more

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